Real Estate Finance

Real Estate Finance

Analyze property investments with calculators for cap rates, NOI, rent vs buy, mortgages, depreciation, and 1031 exchanges.

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27 tools

Mortgage Calculator

Mortgage Calculator

Calculate mortgage payments, loan amounts, and terms with our comprehensive mortgage calculator. Supports multiple currencies and calculation types.

Rent vs Buy Calculator

Rent vs Buy Calculator

Compare the financial costs of renting vs buying a home over time with our detailed break-even analysis.

Property Tax Calculator

Property Tax Calculator

Calculate your annual property tax liability based on property market value, assessment ratio, and local tax rates.

Rent Calculator

Rent Calculator

Calculate your maximum affordable monthly rent based on your income, monthly debt payments, and financial savings goals.

Real Estate Calculator

Real Estate Calculator

Calculate capitalization rate (Cap Rate), Net Operating Income (NOI), cash flow, and Cash-on-Cash Return for real estate properties.

Va Mortgage Calculator

Va Mortgage Calculator

Calculate monthly payments for a VA home loan, including the VA funding fee, property taxes, insurance, and HOA fees.

Canadian Mortgage Calculator

Canadian Mortgage Calculator

Calculate Canadian mortgage payments with semi-annual compounding and payment frequency options.

Mortgage Payoff Calculator

Mortgage Payoff Calculator

Calculate how much time and interest you save by making extra payments on your mortgage.

Rental Property Calculator

Rental Property Calculator

Analyze rental property investments with purchase costs, operating expenses, income projections, and comprehensive ROI metrics including IRR, cap rate, and cash flow analysis.

Mortgage Calculator UK

Mortgage Calculator UK

Calculate your UK mortgage monthly payments, total interest, and amortization schedule. Includes stamp duty, home insurance, and other UK-specific costs.

Real Estate Property Depreciation Calculator

Real Estate Property Depreciation Calculator

Calculate real estate property depreciation using MACRS straight-line method with mid-month convention. Free online real estate depreciation calculator for residential and commercial property.

Interest Only Mortgage Calculator

Interest Only Mortgage Calculator

Calculate your monthly interest-only mortgage payments, principal and interest payments, and full amortization schedule for interest-only mortgage loans.

Mortgage Payment Calculator

Mortgage Payment Calculator

Calculate your total monthly mortgage payment including principal, interest, taxes, and insurance. Free online PITI calculator.

Adjusted Basis Calculator

Adjusted Basis Calculator

Calculate the adjusted basis of real estate property by adding capital improvements and subtracting accumulated depreciation from the purchase price.

Capitalization Rate Calculator

Capitalization Rate Calculator

Calculate the capitalization rate (cap rate), net operating income, or property value for real estate investment analysis.

Cash on Cash Return Calculator

Cash on Cash Return Calculator

Calculate cash-on-cash return rate, annual cash flow, or cash invested for real estate investment analysis.

Debt Service Coverage Ratio Calculator

Debt Service Coverage Ratio Calculator

Calculate the Debt Service Coverage Ratio (DSCR) for real estate properties. Solve for DSCR, net operating income, or annual debt service with instant results.

Gain on Sale Calculator

Gain on Sale Calculator

Calculate the gain or loss from selling an asset using the gain on sale formula with support for adjusted basis, depreciation recapture, and capital gains analysis.

Gross Rent Multiplier Calculator

Gross Rent Multiplier Calculator

Calculate the gross rent multiplier (GRM) for real estate property valuation. Solve for GRM, market value, or gross scheduled income.

Loan to Value Ratio Calculator

Loan to Value Ratio Calculator

Calculate your loan-to-value (LTV) ratio, maximum loan amount based on target LTV, or minimum property value needed. Free online LTV calculator for mortgage and real estate planning.

Mortgage Loan Points Calculator

Mortgage Loan Points Calculator

Calculate the cost of mortgage discount points, loan amount, or number of points paid at closing.

Net Income Multiplier

Net Income Multiplier

Compute net income multiplier, property value, NOI, or cap rate using NIM = 1 / CR. Evaluate real estate investment returns and compare properties quickly.

Net Operating Income

Net Operating Income

Find net operating income, gross operating income, or operating expenses using NOI = GOI - OE. Evaluate rental property profitability before debt service.

Operating Expense Ratio Calculator

Operating Expense Ratio Calculator

Calculate your property's Operating Expense Ratio (OER), operating expenses, or gross operating income to analyze real estate investment profitability.

1031 Exchange Calculator

1031 Exchange Calculator

Calculate how much capital gains tax you can defer with a Section 1031 like-kind property exchange. Enter your relinquished and replacement property details to see realized gain, boot, recognized gain, and carryover basis.

Acreage Calculator

Acreage Calculator

Calculate land acreage from dimensions in feet, meters, or yards. Supports rectangular, triangular, and circular shapes with unit conversions.

Actual Cash Value Calculator

Actual Cash Value Calculator

Calculate the actual cash value (ACV) of property for insurance claims with depreciation analysis, multiple methods, and year-by-year tracking.

Frequently Asked Questions

Straight answers about how Online Mini Tools works.

Are the tools on this website free to use?
Yes, all tools hosted on our website are completely free to use. We believe in providing convenient and useful utilities without any hidden costs or paywalls.
Do I need to create an account to use the tools?
No, you do not need to create an account. Our tools are accessible to everyone visiting our website instantly, without registration or login.
Can I suggest new tools or features?
Absolutely! We welcome suggestions for new tools or features that would benefit you. Please reach out to us at [email protected].
Are the results generated by these tools accurate?
We strive to ensure absolute accuracy in our tools. However, results are determined by the input data provided. We always recommend verifying critical calculations for professional or legal applications.
Are my inputs and results private and secure?
Yes, privacy and security are fundamental. Processing happens entirely client-side on your browser for most tools, and we do not store, view, or log any of your inputs, data, or results.
Are these tools compatible with mobile devices?
Yes, our layout is mobile-first. Every tool adapts beautifully to smartphones, tablets, laptops, and wide screen monitors.

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