Real Estate Finance
Analyze property investments with calculators for cap rates, NOI, rent vs buy, mortgages, depreciation, and 1031 exchanges.
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Real Estate & Mortgage Calculators
Comprehensive browser-based calculators on Finance Calc Kit for mortgage payments, amortization schedules, rent affordability, and rental property ROI.
Amortization Calculator
Annual & monthly amortization schedules with payment breakdown
3x Rent Calculator
Calculate rent affordability and required qualifying income
Biweekly Mortgage
Estimate mortgage payoff time and total interest savings
Break Even Ratio
Calculate operating expenses and debt coverage for rentals
Down Payment Calculator
Calculate required down payment amounts and loan terms
FHA Loan Calculator
Estimate FHA monthly payments with upfront and annual MIP
10/1 ARM Mortgage Calculator
Estimate adjustable rate mortgage adjustments and caps
28/36 Rule Calculator
Check front-end and back-end DTI home qualification limits
Cash Out Refinance
Estimate cash-out proceeds and new monthly mortgage payment
AFFO Calculator
Adjusted funds from operations for REIT property investments
Debt to Income Calculator
Analyze DTI ratios to determine home loan borrowing capacity
Advanced Loan Calculator
Flexible loan payment schedules and compounding options
Full library
All Real Estate Finance tools
50 tools in this category
Mortgage Calculator
Calculate mortgage payments, loan amounts, and terms with our comprehensive mortgage calculator. Supports multiple currencies and calculation types. Use our
Rent vs Buy Calculator
Compare the financial costs of renting vs buying a home over time with our detailed break-even analysis.
Property Tax Calculator
Calculate your annual property tax liability based on property market value, assessment ratio, and local tax rates. Use our free Property Tax Calculator on
Rent Calculator
Calculate your maximum affordable monthly rent based on your income, monthly debt payments, and financial savings goals. Use our free Rent Calculator on
Real Estate Calculator
Calculate capitalization rate (Cap Rate), Net Operating Income (NOI), cash flow, and Cash-on-Cash Return for real estate properties. Use our free Real Estate
Va Mortgage Calculator
Calculate monthly payments for a VA home loan, including the VA funding fee, property taxes, insurance, and HOA fees. Use our free Va Mortgage Calculator on
Canadian Mortgage Calculator
Calculate Canadian mortgage payments with semi-annual compounding and payment frequency options.
Mortgage Payoff Calculator
Calculate how much time and interest you save by making extra payments on your mortgage.
Rental Property Calculator
Analyze rental property investments with purchase costs, operating expenses, income projections, and comprehensive ROI metrics including IRR, cap rate, and cash flow analysis.
Mortgage Calculator UK
Calculate your UK mortgage monthly payments, total interest, and amortization schedule. Includes stamp duty, home insurance, and other UK-specific costs.
Real Estate Property Depreciation Calculator
Calculate real estate property depreciation using MACRS straight-line method with mid-month convention. Free online real estate depreciation calculator for residential and commercial property.
Interest Only Mortgage Calculator
Calculate your monthly interest-only mortgage payments, principal and interest payments, and full amortization schedule for interest-only mortgage loans.
Mortgage Payment Calculator
Calculate your total monthly mortgage payment including principal, interest, taxes, and insurance. Free online PITI calculator. Use our free Mortgage Payment
Adjusted Basis Calculator
Calculate the adjusted basis of real estate property by adding capital improvements and subtracting accumulated depreciation from the purchase price. Use our
Capitalization Rate Calculator
Calculate the capitalization rate (cap rate), net operating income, or property value for real estate investment analysis. Use our free Capitalization Rate
Cash on Cash Return Calculator
Calculate cash-on-cash return rate, annual cash flow, or cash invested for real estate investment analysis. Use our free Cash on Cash Return Calculator on
Debt Service Coverage Ratio Calculator
Calculate the Debt Service Coverage Ratio (DSCR) for real estate properties. Solve for DSCR, net operating income, or annual debt service with instant results.
Gain on Sale Calculator
Calculate the gain or loss from selling an asset using the gain on sale formula with support for adjusted basis, depreciation recapture, and capital gains analysis.
Gross Rent Multiplier Calculator
Calculate the gross rent multiplier (GRM) for real estate property valuation. Solve for GRM, market value, or gross scheduled income. Use our free Gross Rent
Loan to Value Ratio Calculator
Calculate your loan-to-value (LTV) ratio, maximum loan amount based on target LTV, or minimum property value needed. Free online LTV calculator for mortgage and real estate planning.
Mortgage Loan Points Calculator
Use this free calculator to determine mortgage discount points cost, loan amount, or points paid at closing. See your break-even and savings fast in seconds.
Net Income Multiplier
Compute net income multiplier, property value, NOI, or cap rate using NIM = 1 / CR. Evaluate real estate investment returns and compare properties quickly.
Net Operating Income
Find net operating income, gross operating income, or operating expenses using NOI = GOI - OE. Evaluate rental property profitability before debt service.
Operating Expense Ratio Calculator
Calculate your property's Operating Expense Ratio (OER), operating expenses, or gross operating income to analyze real estate investment profitability.
1031 Exchange Calculator
Calculate how much capital gains tax you can defer with a Section 1031 like-kind property exchange. Enter your relinquished and replacement property details to see realized gain, boot, recognized gain, and carryover basis.
Acreage Calculator
Calculate land acreage from dimensions in feet, meters, or yards. Supports rectangular, triangular, and circular shapes with unit conversions. Use our free
Actual Cash Value Calculator
Calculate the actual cash value (ACV) of property for insurance claims with depreciation analysis, multiple methods, and year-by-year tracking. Use our free
Average Daily Rate
Calculate the average daily rate for hotels and vacation rentals to measure revenue performance per occupied room using our free online calculator. Use our
After Repair Value
Calculate the After Repair Value (ARV) and estimate the Maximum Allowable Offer (MAO) for real estate investment and house flipping using the 70% rule.
Commercial Lease Calculator
Calculate commercial lease costs including base rent, NNN expenses, cost per square foot, and total lease commitment. Use our free Commercial Lease Calculator
Earnest Money Calculator
Calculate earnest money deposit amount, percentage, remaining down payment, and total cash needed at closing for real estate purchases. Use our free Earnest
FFO Calculator
Calculate Funds From Operations (FFO) for Real Estate Investment Trusts (REITs) using net income, depreciation, and gains on property sales. Use our free FFO
Home Improvement Loan Calculator
Calculate monthly payments, total interest, and estimated home value increase for home renovation loans. Use our free Home Improvement Loan Calculator on
Home Value Calculator
Estimate current home market value based on purchase price, annual appreciation, renovation upgrades, and market factors. Use our free Home Value Calculator on
Jumbo Loan Calculator
Calculate monthly mortgage payments, total interest, and down payment requirements for jumbo (non-conforming) home loans. Use our free Jumbo Loan Calculator on
Land Loan Payment Calculator
Calculate monthly land loan payments, total interest, and amortization schedule for raw land, unimproved, or improved property purchases. Use our free Land
Pag IBIG Housing Loan Calculator
Calculate monthly payments, total interest, and required monthly income for Pag-IBIG Fund housing loans in the Philippines. Use our free Pag IBIG Housing Loan
Parking Ratio Calculator
Calculate parking ratio per 1,000 sq ft or sq meters of gross leasable area for commercial real estate properties. Use our free Parking Ratio Calculator on
Partially Amortized Loan Calculator
Calculate monthly payments, remaining balloon payment balance, and total interest for partially amortized balloon loans. Use our free Partially Amortized Loan
PITI Calculator
Calculate your total monthly mortgage payment including principal, interest, property taxes, and homeowners insurance (PITI). Use our free PITI Calculator on
PMI Calculator
Calculate your private mortgage insurance (PMI) payment, loan-to-value ratio, and when PMI can be removed.
Prorated Rent Calculator
Calculate prorated rent for partial month move-in or move-out dates based on full monthly rent and actual days occupied. Use our free Prorated Rent Calculator
Real Estate Commission Calculator
Calculate realtor commission fees, agent splits between listing and buyer agents, and seller net proceeds from home sales. Use our free Real Estate Commission
Real Estate Commission VAT Calculator
Calculate total real estate agent commission inclusive or exclusive of VAT/sales tax, net seller proceeds, and VAT amounts. Use our free Real Estate Commission
Refinance Break Even Calculator
Calculate how many months it takes to break even on a refinance, plus net savings and a payback schedule. Use this free online browser tool with no signup.
Rent Affordability Calculator
Estimate how much rent you can afford by entering gross income and monthly debts. This free calculator applies the 30% rule to show a safe monthly budget.
Rental Commission Calculator
Calculate real estate rental agent commissions, leasing fees, tenant vs landlord split, and net rental income instantly. Use our free Rental Commission
Rent Increase Calculator
Calculate rent increases by percentage or dollar amount and get the new monthly rent, yearly cost, and multi-year growth. Free, browser-based, no signup.
Stamp Duty Land Tax UK Calculator
Calculate UK Stamp Duty Land Tax (SDLT) for residential property purchases, including first-time buyer relief, additional property surcharge, and non-UK resident rates.
VA Loan Calculator
Calculate your monthly VA loan payment, including interest, principal, and the VA funding fee based on your down payment and military service details.
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