Stamp Duty Land Tax UK Calculator
Calculate UK Stamp Duty Land Tax (SDLT) for residential property purchases, including first-time buyer relief, additional property surcharge, and non-UK resident rates.
What is Stamp Duty Land Tax (SDLT)?
Stamp Duty Land Tax (SDLT) is a tax paid when buying property or land over a certain price threshold in England and Northern Ireland. The tax is calculated using progressive bands on the portion of the purchase price falling within each band.
UK Residential SDLT Rates & Surcharges
SDLT rates depend on buyer classification and residency status:
- Standard Rate (Replacing Main Residence): 0% up to £250,000; 5% on £250,001–£925,000; 10% on £925,001–£1,500,000; 12% over £1,500,000.
- First-Time Buyers Relief: 0% up to £425,000; 5% on the portion between £425,001 and £625,000 (for properties priced up to £625,000).
- Additional Property Surcharge: A +5% surcharge applies on top of standard rates for second homes, buy-to-let investments, or additional residential properties.
- Non-UK Resident Surcharge: A +2% surcharge applies to buyers who are non-UK residents.
How to Calculate Stamp Duty
The total tax is calculated by summing the tax owed across all applicable price brackets:
$$\text{Total SDLT} = \sum_{i} \text{Taxable Amount in Band}_i \times \text{Rate}_i$$Frequently Asked Questions
When is SDLT due?
SDLT must be filed and paid to HMRC within 14 days of the property transaction completion date.
Do first-time buyers get relief on properties over £625,000?
No. If the purchase price exceeds £625,000, first-time buyer relief is completely unavailable and standard SDLT rates apply.
What if I sell my main residence after buying a new one?
If you pay the additional property surcharge but sell your previous main home within 36 months, you can apply for a full refund of the surcharge from HMRC.
Related Tools
- Real Estate Commission Calculator - Calculate real estate agent fees and sales proceeds.
Related Tools
Conical Frustum Calculator
Convert 12hr to 24hr
Cell EMF Calculator
Hawaii Paycheck Calculator
Waist to Height Ratio Calculator
Delimited Text Extractor
Earnest Money Calculator
Exponential Function Calculator
Validate UTF8
SRT to Text
Random Fractions Generator
Solid Waste Calculator
Send Snap Message
Pendulum Kinetic Energy Calculator
Drug Half-Life Calculator
Minutes to Seconds Converter
Midpoint Calculator
Digital Converter
MOSFET Threshold Voltage Calculator
Lease vs Buy Calculator
Recent Visits
Finance Calc Kit
Focused calculators on Finance Calc Kit for loans, compounding investments, contractor tax estimates, and reti...
Explore Finance Calc Kit