Virginia Paycheck Calculator 2026 - Take Home Pay Calculator

Virginia Paycheck Calculator: Calculate Your 2026 Take-Home Pay

Our Virginia Paycheck Calculator helps you estimate your net (take-home) pay after federal taxes, FICA (Social Security and Medicare), Virginia state income tax, and pre-tax deductions. Virginia uses four progressive income tax brackets from 2% to 5.75%, with the top rate kicking in at just $17,000 of taxable income. This tool provides a detailed breakdown of your earnings and deductions for the 2026 tax year.

How Virginia State Income Tax Works

Virginia has four income tax brackets that apply the same way regardless of filing status: 2% on the first $3,000, 3% on $3,001 to $5,000, 5% on $5,001 to $17,000, and 5.75% on all income above $17,000. For 2026, the standard deduction increased to $8,750 for single filers and $17,500 for married filing jointly. Virginia also offers personal exemptions of $930 per filer.

Key features of Virginia state income tax:

Four progressive brackets: 2%, 3%, 5%, and 5.75%
Top 5.75% rate kicks in at just $17,000 of taxable income
Same brackets apply to all filing statuses
Standard deduction of $8,750 (single) / $17,500 (MFJ)
No local income tax in any Virginia jurisdiction

Federal Tax and FICA Deductions

This calculator applies the 2026 federal income tax brackets based on your filing status. The standard deduction for 2026 is $16,100 for single filers, $32,200 for married filing jointly, and $24,150 for head of household. FICA taxes include Social Security at 6.2%, Medicare at 1.45%, and Additional Medicare at 0.9% for high earners.

How This Is Calculated

This calculator is based on 2026 IRS federal tax brackets and FICA, plus each state's latest published income-tax schedule. Pre-tax deductions (401(k), HSA, health premiums) reduce your taxable income before federal and state taxes are applied.

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Frequently Asked Questions

What is the Virginia state income tax rate for 2026?

Virginia uses four progressive income tax brackets: 2% on the first $3,000 of taxable income, 3% on $3,001 to $5,000, 5% on $5,001 to $17,000, and 5.75% on all income above $17,000. Because the top bracket kicks in at just $17,000, most working Virginians effectively pay 5.75% on nearly all of their taxable income above that threshold.

What is Virginia's standard deduction for 2026?

For 2026, Virginia's standard deduction increased to $8,750 for single filers and $17,500 for married filing jointly. Virginia also offers a personal exemption of $930 per filer. These amounts are substantially lower than the federal standard deduction, meaning your Virginia taxable income is typically higher than your federal taxable income.

Does Virginia have local income taxes?

No, Virginia does not impose local or county income taxes on wages. Unlike some other states, your entire state income tax burden is limited to the Virginia state income tax. However, Virginia does levy local personal property taxes on vehicles and real estate taxes that vary by locality.

How does pay frequency affect my Virginia tax withholding?

Your total annual tax liability depends on your annual income, not how often you are paid. Changing from biweekly to monthly simply divides the same annual take-home into fewer, larger payments. Annual totals remain the same regardless of pay frequency.

Does Virginia tax Social Security and retirement income?

Virginia does not tax Social Security benefits. The state also offers a subtraction for up to $12,000 in retirement income for taxpayers aged 65 and older, plus an additional $12,000 for spouses who are also 65 or older (subject to income limits). Military retirement income is also eligible for subtraction up to $40,000.

Related Paycheck Calculators

Explore other state paycheck calculators including the Maryland Paycheck Calculator, North Carolina Paycheck Calculator, Pennsylvania Paycheck Calculator, and the Washington Paycheck Calculator. Use the Salary Calculator to compare annual salaries or the Take Home Paycheck Calculator for a quick estimate across multiple states.

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Virginia Paycheck Calculator