West Virginia Paycheck Calculator
Calculate your West Virginia take-home pay after federal taxes, FICA, and WV progressive income tax (2.11%–4.58%) with our free 2026 paycheck calculator.
West Virginia Paycheck Calculator: Calculate Your 2026 Take-Home Pay
Our West Virginia Paycheck Calculator helps you estimate your net (take-home) pay after federal and state taxes, FICA (Social Security and Medicare), and pre-tax deductions. Whether you are paid weekly, biweekly, semi-monthly, or monthly, this tool provides a detailed breakdown of your earnings and deductions for the 2026 tax year.
How West Virginia State Income Tax Works
West Virginia has a graduated-rate income tax system with five brackets ranging from 2.11% to 4.58% under Senate Bill 392, which was enacted to reduce rates retroactive to January 1, 2026. West Virginia does not have a state standard deduction. Instead, taxpayers claim a $2,000 personal exemption per person, subtracted directly from income.
Key features of West Virginia state income tax:
- Five progressive brackets under SB 392: 2.11%, 3.15%, 3.65%, 4.25%, and 4.58%
- No state standard deduction (uses personal exemption of $2,000 per person)
- Personal exemption: $2,000 for single / head of household, $4,000 for married filing jointly
- Retirement income from pensions and 401(k)s may qualify for exclusion for those 65+
- No local wage taxes
Federal Tax and FICA Deductions
This calculator applies the 2026 federal income tax brackets based on your filing status. The standard deduction for 2026 is $16,100 for single filers, $32,200 for married filing jointly, and $24,150 for head of household. FICA taxes include Social Security at 6.2%, Medicare at 1.45%, and Additional Medicare at 0.9% for high earners.
Pre-Tax Deductions
Contributions to a traditional 401(k), HSA, and pre-tax health insurance premiums reduce your taxable income. This calculator accounts for these deductions to give you a more accurate take-home pay estimate.
How This Is Calculated
This calculator is based on 2026 IRS federal tax brackets and FICA, plus West Virginia's SB 392 graduated income tax rates (2.11%–4.58%) after applying the personal exemption.
Sources:
- IRS: Federal income tax rates and brackets
- IRS Topic No. 751: Social Security and Medicare withholding rates
- SSA: Social Security wage base (contribution and benefit base)
- West Virginia State Tax Department
Frequently Asked Questions
Frequently Asked Questions
What are the West Virginia state income tax rates for 2026?
Under SB 392, West Virginia's 2026 rates are: 2.11% on the first $10,000, 3.15% on $10,000–$25,000, 3.65% on $25,000–$40,000, 4.25% on $40,000–$60,000, and 4.58% on income above $60,000. These rates apply to all filing statuses.
Does West Virginia have a standard deduction?
West Virginia does not have a state standard deduction. Instead, taxpayers subtract a personal exemption of $2,000 per person from their income ($2,000 for single and head of household filers, $4,000 for married filing jointly). This is applied before calculating tax on the remaining income.
How does pay frequency affect my West Virginia tax withholding?
Your total annual tax liability is determined by your annual income, not how often you are paid. Switching from biweekly to monthly simply divides the same annual take-home into fewer, larger payments. Your annual net pay remains the same regardless of pay frequency.
Does West Virginia tax retirement income and Social Security?
West Virginia fully exempts Social Security benefits from state income tax. Additionally, taxpayers aged 65 and older may qualify for an exclusion on retirement income from pensions, annuities, and 401(k)/IRA distributions, making the state relatively tax-friendly for retirees.
Does West Virginia have local wage taxes?
West Virginia does not impose local or municipal income taxes on wages. The state-level income tax is the only wage-based tax, though some cities may levy a modest business and occupation (B&O) tax on employers rather than employees.
Related Paycheck Calculators
Compare take-home pay with neighboring states using the Virginia Paycheck Calculator, Kentucky Paycheck Calculator, Ohio Paycheck Calculator, Maryland Paycheck Calculator, and Pennsylvania Paycheck Calculator. Use the Salary Calculator for annual comparisons or the Take Home Paycheck Calculator for a general multi-state estimate.