Oregon Paycheck Calculator
Calculate your Oregon paycheck after federal and state income tax withholding using 2026 OR tax brackets (4.75%-9.9%). Free online Oregon paycheck calculator.
Oregon Paycheck Calculator: Calculate Your 2026 Take-Home Pay
Our Oregon Paycheck Calculator helps you estimate your net (take-home) pay after federal and state taxes, FICA (Social Security and Medicare), and pre-tax deductions. Whether you are paid weekly, biweekly, semi-monthly, or monthly, this tool provides a detailed breakdown of your earnings and deductions for the 2026 tax year.
How Oregon State Income Tax Works
Oregon has a graduated-rate income tax system with four brackets for 2026: 4.75%, 6.75%, 8.75%, and 9.9%. Oregon does not have a sales tax, making income tax the primary source of state revenue. Oregon offers a modest standard deduction, and taxpayers may also qualify for a federal tax liability subtraction on their annual return (not modeled in this paycheck calculator). If you live in neighboring states, compare with the Washington Paycheck Calculator.
Key features of Oregon state income tax:
- Four progressive brackets: 4.75%, 6.75%, 8.75%, and 9.9% at the highest income levels
- Oregon standard deduction: $2,745 for single filers, $5,495 for married filing jointly and head of household
- No personal exemption at the state level
- Oregon allows a subtraction for federal income tax paid (up to approximately $8,500, phasing out at higher incomes) — not included in this paycheck calculator for simplicity
- No sales tax
- Portland metro area has local transit taxes (TriMet, etc.) that may apply — not included in this calculator
Federal Tax and FICA Deductions
This calculator applies the 2026 federal income tax brackets based on your filing status. The standard deduction for 2026 is $16,100 for single filers, $32,200 for married filing jointly, and $24,150 for head of household. FICA taxes include Social Security at 6.2%, Medicare at 1.45%, and Additional Medicare at 0.9% for high earners.
Pre-Tax Deductions
Contributions to a traditional 401(k), HSA, and pre-tax health insurance premiums reduce your taxable income. This calculator accounts for these deductions to give you a more accurate take-home pay estimate.
How This Is Calculated
This calculator is based on 2026 IRS federal tax brackets and FICA, plus Oregon's published graduated income tax rates (4.75%/6.75%/8.75%/9.9%) after applying the Oregon standard deduction.
Sources:
- IRS: Federal income tax rates and brackets
- IRS Topic No. 751: Social Security and Medicare withholding rates
- SSA: Social Security wage base (contribution and benefit base)
- Oregon Department of Revenue: Individual income tax
- Oregon Department of Revenue: News and rate announcements
Frequently Asked Questions
Frequently Asked Questions
What are the Oregon state income tax rates for 2026?
Oregon has four progressive brackets for 2026: 4.75% on the first $4,300 of taxable income, 6.75% on income between $4,300 and $10,750, 8.75% on income between $10,750 and $125,000, and 9.9% on income above $125,000. For married joint filers, the thresholds double.
Does Oregon have a sales tax?
Oregon is one of the few states with no state or local sales tax. The state relies primarily on personal income tax and corporate activity taxes for revenue. This means your Oregon tax burden is concentrated in income tax rather than consumption taxes.
How does pay frequency affect my Oregon tax withholding?
Your total annual tax liability is determined by your annual income, not how often you are paid. Switching from biweekly to monthly simply divides the same annual take-home into fewer, larger payments. The per-paycheck amount changes but your annual net pay remains the same.
Does Oregon allow a deduction for federal income tax paid?
Yes, Oregon allows taxpayers to deduct a portion of federal income tax liability on their annual state return. This subtraction is capped (approximately $8,500) and phases out at higher income levels. For simplicity and accuracy at the paycheck level, this calculator does not model that deduction since it depends on annual filing details.
Does Oregon have local wage taxes?
Oregon does not have county or city wage taxes. However, the Portland metro area has a transit payroll tax (TriMet) and some other local taxes that may apply depending on your employer's location. These are not included in this calculator.