Missouri Paycheck Calculator
Calculate your Missouri take-home pay after federal taxes, FICA, and MO graduated income tax (up to 4.7%). Free 2026 paycheck calculator for Missouri residents.
Missouri Paycheck Calculator: Calculate Your 2026 Take-Home Pay
Our Missouri Paycheck Calculator helps you estimate your net (take-home) pay after federal taxes, FICA (Social Security and Medicare), Missouri state income tax, and pre-tax deductions. If you need a broader estimate across all states, use our Take-Home Paycheck Calculator. Missouri uses a graduated income tax system with rates up to 4.7% and a standard deduction tied to the federal amount. This tool provides a detailed breakdown of your earnings and deductions for the 2026 tax year.
How Missouri State Income Tax Works
Missouri uses a graduated income tax system with eight brackets ranging from 0% to 4.7%. The first $1,313 of taxable income is exempt from tax. The standard deduction in Missouri is tied to the federal standard deduction, meaning it uses the same amounts. Kansas City and St. Louis levy a 1% local earnings tax that this estimate does not include.
Key features of Missouri state income tax:
- Graduated rates from 0% to 4.7%
- First $1,313 of taxable income is exempt
- Standard deduction tied to federal amounts
- Same brackets apply to all filing statuses
- Kansas City and St. Louis have 1% local earnings tax (not modeled)
Federal Tax and FICA Deductions
This calculator applies the 2026 federal income tax brackets based on your filing status. The standard deduction for 2026 is $16,100 for single filers, $32,200 for married filing jointly, and $24,150 for head of household. FICA taxes include Social Security at 6.2%, Medicare at 1.45%, and Additional Medicare at 0.9% for high earners. If you work beyond standard hours, check our Overtime Pay Calculator or see how a raise affects your income with the Pay Raise Calculator.
How This Is Calculated
This calculator is based on 2026 IRS federal tax brackets and FICA, plus each state's latest published income-tax schedule. You can also compare with other states like Kansas, Illinois, or Tennessee. Missouri's tax is calculated by applying the graduated brackets to your income after the state standard deduction. The first $1,313 of taxable Missouri income is taxed at 0%. Pre-tax deductions (401(k), HSA, health premiums) reduce your taxable income before federal and state taxes are applied.
Sources:
- IRS: Federal income tax rates and brackets
- IRS Topic No. 751: Social Security and Medicare withholding rates
- SSA: Social Security wage base (contribution and benefit base)
- Missouri Department of Revenue
Frequently Asked Questions
What is the Missouri state income tax rate for 2026?
Missouri uses a graduated income tax system with eight brackets for 2026. The rates range from 0% on the first $1,313 of taxable income to a top rate of 4.7% on income over $9,191. The same bracket structure applies to all filing statuses, though the standard deduction varies.
Does Missouri have a standard deduction?
Yes, Missouri's standard deduction is tied to the federal standard deduction amounts. For 2026, this means $16,100 for single filers, $32,200 for married filing jointly, and $24,150 for head of household. Unlike federal, Missouri does not have an additional standard deduction for age or blindness.
Does Missouri have local income taxes?
Kansas City and St. Louis levy a 1% local earnings tax on residents and non-residents who work within city limits. This local tax is not included in our calculator estimate. No other Missouri cities impose a local income tax. Check with your employer if you work in Kansas City or St. Louis.
How does pay frequency affect my Missouri tax withholding?
Your total annual tax liability depends on your annual income, not how often you are paid. Changing from biweekly to monthly simply divides the same annual take-home into fewer, larger payments. Annual totals remain the same regardless of pay frequency.
Does Missouri tax Social Security and retirement income?
Missouri provides a subtraction for Social Security benefits for taxpayers with federal adjusted gross income below $100,000 (joint) or $85,000 (single/head of household). Pension and retirement income may also qualify for a deduction of up to $6,000 per person depending on age and income.